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Five Tips for Keeping a Good Credit Score

Keeping the best possible credit score makes a difference in your life and in your wallet.  The people with the best scores get the best interest rates on loans, and it can be the difference-maker for...

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Is My Credit Score Ruined After Identity Theft?

The damage to your credit score after an identity theft can depend on a lot of factors: the strength and speed of your response, your ability to file a police report (some police districts try hard to...

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Do I Really Need a Credit Monitoring Service?

ID theft protection services have come under a bit of fire.  There are people who claim that these services don’t do anything that you can’t do for yourself, for free.  Yet this is often based on a...

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What’s the Best Way to check your Credit Report?

Checking your credit report is a cornerstone of preventing and detecting identity theft.  There are literally hundreds of websites out there who offer to give you access to all three reports, plus your...

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How To Improve Your Credit Score

What is a Credit Score? This is the score that the bank or building society places against you to see if you are worthy of being given credit. This could be for a mortgage, or a loan, purchasing a...

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How to Protect Your Credit Cards From Identity Theft

This is the number one risk for identity theft in America so it's a vital topic for us to talk about. Today, we're moving out of the workplace and away from computers so we can look at how to protect...

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How safe are your credit card details?

  The PSN hacker scandal is just the latest in an increasingly worrying trend in online hacking and credit card fraud, as more and more elaborate and complex scams trick and defraud customers out of...

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How A Short Sale Can Damage Your Credit Score

A home used to be one of the best and safest investments you could make. Unlike cars, boats, or other big-ticket items, a home would appreciate in value. A car loses a lot of its value as soon as you...

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5 Reasons to Avoid Store Credit Cards

Filling your wallet or purse up with retail store credit cards is like filling your pockets with lead; they will only drag you down. Retail outlets make their charge cards incredibly tempting by...

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What to Consider When Hiring a Credit Repair Company

Good credit has become more and more important.  Credit checks are now often run when you apply for a job, rent an apartment, sign up for utilities, apply for insurance, and, of course, when you apply...

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